MoJo Puts it Clearly

This morning, Joe Scarborough gave me the most solid list yet to express what kind of reform the voters want and would support:

Not Health Care Reform,

but

Consumer Protection

in a bill that addresses these elements favored by most of us who are willing to pay for our health insurance, rightfully expecting value for our contributions and reasonable stability of our liabilities.

1. My insurance cannot drop me for reaching some arbitrarily derived threshhold.

2. My children can stay on the family policy until the age of 25.

3. If I get fired, or otherwise lose the employment to which my health care insurance is tied, I won't be charged exorbitant costs for COBRA that expires in 18 months.

4. My insurance, once established, will follow me for three years.

Each of these elements address the true issues

consumers actually have with their coverage not the
problems with health care itself.

Rather than villifying Insurance Companies, I wish to make a stand-up statement about them that is fostered by the respect acquired through my work with them. Wall Street and the Government programs notwithstanding, Insurance Companies' funds pool has been the financial source of much of this country's economy. If not for insurance policies on the consumer, banks wouldn't loan you the cash to purchase an automobile or a home. Sure, the bank is fronting the risk of your keeping your word and making all the installment payments on your car. But in addition to the threat of repossion, the Bank also goes to good ol' American Security Insurance Corporation and purchases a two dollar per month insurance policy to back itself up and adds that to the cost of your loan. You pay the premium as the debtor, but the Bank owns the policy and collects the equivalent of the balance on YOUR loan if you default. Your company life insurance, the liability on your property, even the dental plan for preventive care you wish you had, are all regulated by the States in which they do business. The Federal Government is not in the position to make universal regulations affecting health insurance.

President Obama is slummin' with the folks who continue to support him as he lets them in on his "thought processing" about his (and by extension, their) political enemies. He targets those hard working Americans employed in the vast insurance administration business, who are on the job year in and year out finding better ways to build their communities into the kind of places where they can earn an honest living doing business among the neighbors and projects they fund.

I'm sick of being talked down to by a too cool critic who is clueless about the amount of work that goes into the management of an Insurance Company. Like the hospitals they reimburse, these Americans are 24/7/356 at the wheel. Fair business practices and quality products are their bread and butter. AIG and the Wall Street cronies who looted the pool should be hearing his denigrating remarks. The folks seated behind him at the Town Hall meetings are foil for sound-bytes. He dredges up his old rival for the fad-of-the-moment adulation he briefly ceded to Sarah Palin before his junkyard dogs "took care of her." By their approving applause and demeaning laughter, his "peeps" show they agree that the August vapors make disposable citizens all

"Wee wee." Jeez! I love how the Left glorifies their chosen one for his tough Chicago Style, hard knuckle politics and sees no loss of dignity when their boy gets down with them and drives home the unsavory JOB they've been doing.

Instead, why is he not focusing unflattering dirision - in detail - on those individuals who first violated their insurance business licenses by mismanaging the funds, then took obscene bonuses from the rescue moneys coughed up in the name of the very taxpayers they've robbed?